When the Other Driver Has No Insurance or Has Inadequate Insurance Coverage
When drivers without auto insurance or with insufficient insurance cause accidents with injuries, what can the injured person do? First, make sure you know your rights. The best way to do that is to talk to an experienced personal injury lawyer. Talk to an attorney at the EGT law firm in Denver, Colorado.
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When the other driver is uninsured or underinsured, your car insurance policy should cover your injuries and other losses. The insurance company, however, may make it difficult for you to understand your right to coverage.
- If you have been hit by an uninsured motorist, you have the right to make a claim against your own policy as if that were the other driver's policy.
- Policies are written with lots of technicalities in the terms and conditions. Failure to follow the right steps in the right order can give the insurance company an excuse not to provide uninsured or underinsured coverage.
- If the insurance company fails to meet its obligations, you may have a bad faith insurance claim. Talk to a personal injury lawyer about your rights.
- Because so many drivers are uninsured or underinsured, it is wise to make sure that your coverage exceeds the minimum. Protect yourself as well as you protect people you might accidentally harm.
- Colorado Law has just changed: effective January 1, 2008, your may be able to collect increased damages in an uninsured or underinsured motorist case.
If you were injured by an uninsured driver, contact the personal injury lawyers at Eley Galloway Trigg, LLP and let us know how we can help you. Your first consultation is free.
Do you need a lawyer? In most uninsured motorist cases, having an attorney can help you protect your policy rights while pursuing a settlement or judgment that is fair and meets your needs. Call for a free consultation at the EGT law firm in Denver, Colorado.
To help us better understand your case, please fill out our Personal Injury intake form.
